MBRIF Guarantee Scheme

Financing programme

UAE-wide

Other

Innovative companies that are UAE-based or willing to establish in the UAE, operate in one of the seven National Innovation Strategy sectors, have moved beyond the idea stage, and can demonstrate strong market potential. The scheme is designed for businesses seeking growth financing, subject to eligibility and due diligence.

Access to affordable debt finance from a listed lender, enabled by a government-backed guarantee. The guarantee is intended to help bridge the financing gap and may support more flexible financing or reduced collateral requirements. The amount and final financing terms are case-specific.

MBRIF does not take equity under the Guarantee Scheme, but the support is repayable debt financing rather than a grant. Interest or profit, repayment schedules, lender conditions, security, covenants and other charges depend on the final loan and guarantee arrangements.

Yes

The applicant should be UAE-based or willing to establish in the UAE; operate in technology, education, water, transport, clean energy, health or space; have a novel technique, product, process or service beyond the ideation stage; and demonstrate strong market potential. Approval remains subject to light due diligence, detailed commercial and credit-risk due diligence, committee review and lender assessment.

Register and submit the online Guarantee Scheme application. MBRIF performs light due diligence, detailed due diligence and committee review. If approved, the applicant receives a letter of intent and is introduced to a listed lender, which completes its own checks and disburses funds subject to the approval conditions.